Portuguese property underwriting
Unlock the best property deals in Portugal, instantly.
Enter a property's numbers and see the real maths: the full purchase cost including IMT, the financing, and what actually lands in your pocket every month.
No account, no card. Straight to the analyser.
The 60-second version
A worked example: a 2-bed apartment in Lisboa at €200,000, let at €1,100 a month, financed with 20% down over 30 years.
Illustrative example. Your own numbers will differ.
What you get
The real acquisition stack
IMT on the 2026 mainland brackets with their deductible portions, Imposto do Selo on both the purchase and the loan, and notary and registry costs — including the flat 7.5% rate that now applies to non-resident buyers.
Financing and cash flow
Monthly payment, total cash you actually need at the table, and what the property leaves you each month — before and after tax.
Compared to official data
Your price per m² set against the INE median for the area, so you can see whether the asking price is defensible.
A transparent Deal Score
One number out of 100, with every component shown and its points broken out. Nothing hidden in a black box.